here is my 2 cents....... If it was your photo....... you should make sure it is prepped........ in case he uses a silver.....even powdering the photo to make sure it DOES NOT BUBBLE! If it was Larry's photo....then, fine.....i still don't think he should be liable..photos do bubble, photofiles do not, unless they are from the earlier days say 1995-2000. depends what type of marker Carl used as well......What i am saying is, PREPARE FOR THE WORST, and all of your preparation will be worth it..............